Stolen credit card data has been making the news a lot lately with Target, Home Depot, Saks Fifth Avenue and now Jimmy Johns, and cyber security companies say that the personal data is being sold on the Internet in bulk for as little as $1 each.

The hackers planting viruses and stealing the data are primarily based out of Eastern Europe and Russia, but their schemes have no regional limits on the Internet.

One of the most recent cases, which involved the department store Saks Fifth Avenue, only involved about 20 people in one location but over $400,000 in charges. The Jimmy Johns case involved 216 of its shops across 37 states.

While these cybercrimes seem to be increasing everyday with our increased dependence on technology, the FBI is becoming more skilled in catching them sooner before they are able to really hurt people. While it’s good that there are entities looking out for your safety in the cyber world, it’s also good to know of a few ways you can keep yourself safe. Here are a few tips:

1. When shopping online either on your phone or computer, try to use sites that start with “https” instead of “http,” as it shows that site has an added level of security.

2. Be sure to sign the back of your credit cards in order to avoid higher fraud liability.

3. Try not to make online purchases while connected to a public Wi-Fi connection, because they’re much easier to hack.

These are just a few ways to keep your mind set on protecting yourself, and hopefully they’re not to hard to remember to implement. You shouldn’t worry too much, though, about all of this cyber fraud and hacking cases since you’re liable for very little in the case of stolen credit cards. Not only does the law require certain protections for credit card users, but credit card companies offer even more protection and have more policies in place so that if you ever do find yourself in this situation, you don’t have to worry about your whole life being ruined.